Friday 30 April 2010

Live in France? Still cheaper to buy food in UK! Bizarre ...

Michael Wright reporting from France in the Telegraph concludes that it cheaper to buy in the UK....seems bizarre.

He says "... With the advent of the nouveau pauvre – all the Brits in France seem to be poor these days, except for the ones who are broke – and the advent of an amazing new company called La Maison Shopping Services. You can now order a box of English groceries from Asda, Tesco or M & S, and Lamaison will deliver it to you in darkest France for 15 per cent of the value of your order.

Since UK prices for staples are, at current exchange rates, often at least 15 per cent lower than French ones, this has led to the crazy situation whereby it is actually cheaper for Brits living in France to have their weekly shop shipped to them from overseas. True, this does not sound ideal for either the planet or the local economy. But, as several of our nouveau pauvre friends have pointed out to me, sometimes altruism is difficult to afford"

>> Fully story

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Thursday 29 April 2010

Surge in the popularity of French property

Property Abroad says "Experts are predicting a massive surge in the popularity of French property as the pound strengthens against the Euro, and France stands supreme outside the European Union debt debacle."

Here are some more extracts from their article ....Despite agents and developers putting a brave face on it, demand for Greek property has fallen away because of uncertainty over the country's economic standing. This puts countries like Italy, Portugal and Ireland in a difficult position, when it emerged that their deficits were not much lower than that of Greece.

This is likely to put countries like France, with much better fiscal statistics in a commanding position, of course more so France because of its proximity to the UK and its tourism industry.

The biggest helper for Eurozone property markets when it comes to British buyers is the fact that the pound is finally gaining some real ground against the Euro. In the last few months this has started to come back down, with the ceiling coming up from 1.00GBP/1.05EUR, first to 1.10EUR, and more recently to 1.15EUR. This makes Eurozone property 10% cheaper than it was in the last quarter of last year. Combine that with the price drops and people are getting some good deals.

Here is a good example of a property with 2.5 hectares of land at less than 100,000 euros ...

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This detached house is situated in a peaceful hamlet close to the lively little town of Chaillac where there are a selection of small shops and services as well as a lovely swimming and fishing lake.

The property needs renovating in some places and updating in others and a new fosse septique will almost certainly have to be installed, however it has bags of potential and 2.5 hectares of land!

More photos and details >> Chaillac Property

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Wednesday 28 April 2010

A Trip to the Fragrant Castle: Chenonceau


Chenonceau-verdure-B.jpg

Chenonceau is Beautiful and Exquisite-Smelling! Not only my eyes but my nose are still ravished. I never suspected the castle with its very strategic placing across the Cher river just lets the perfumes of fragranced flowers that are displayed on purpose within the building bloom and waft around like... suave creeping snakes hissing with soft and heady floral notes...


The whole castle seems to turn into a giant, fresh pomander as the 16th century windows are opened at leisure and the spring air moves freely across the castle which is above the river (I still need to download all my pictures as there has been a little technical hiccup.)

Not only the stellar bouquets, but the people smelled incredibly good, and the air, the garden, the forest (seen above). I'm still over the moon.

My only problem is what to write about first? Lily of the valley perfumes, including Penhaligon's Lily of the Valley and Dior Diorissimo because May 1st is fast approaching? Or Chenonceau, the garden, the castle, and finally the fragrance that was inspired by it: Mythique by Parfums DelRae?

Posted by Marie-Helene Wagner on April 28, 2010 | Permalink
 

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Is France Taxing?

In order to avoid any unexpected tax bills while owning your property in France it is important to know the French tax system. Here we outline the main sources of tax in France and explain how they may affect you.

Tax: Should you live in France you will be taxed on your total income whether generated within France or abroad. It does not matter what nationality you are if you spend more than 183 days per year in France you are considered as French domiciled and still taxed on your world wide income. For those not domiciled in France you are still liable for any income from French sources; this includes rent from letting out your property and any income derived from working in the country. The authorities in both the country in which you normally reside and France will be interested in your earnings and if it is above a certain threshold you could be liable in both countries unless there is a double tax treaty between the countries as exists between all EU members and many other countries. However it is very important to notify the authorities if you are making a permanent move to France before the event in order to take advantage of this treaty. It should also be noted that in France taxes are not deducted using the PAYE system as in England but each individual must fill in their own self assessment form whereby taxes are paid the year after which the income is earnt which runs from January the 1st to December the 31st. To do this you must first register at the “Centre des Impots” which is the local tax centre.

Income tax: This ranges from tax levied on “earned income” which is a progressive tax to tax on “unearned income” such as investment income based on interest from bank accounts and property yields. There is a seperate tax levied on your gross rental income if you let out your French Property. France still strongly favours the family unit and there are distinct advantages in terms of reduced tax liability if you are a large family as tax is assessed on a household basis. If you are married and/or have children in the family you pay less tax as there are more dependants; this is called the “quotient familial”. There are also other allowances such as those for childcare and domestic help all of which go towards making large families in France pay less tax than anywhere else in Europe. If you are unmarried or united only by the PACS agreement then you are likely to pay more tax than married couples not just with regard to income tax but also inheritance tax.

Property tax: Two property taxes exist in France: taxe fonciere and taxe d’habitation. Taxe fonciere is paid by the property owner regardless of whether you live there or abroad, but there is an exemption for two years for newly built properties. Taxe d’habitation on the other hand is paid by whoever occupies the building at the time, hence if it is rented out it is paid by the tenants. Both taxes form part of what we know in the UK as council tax and are paid the year after the rental period with special allowances for retirees and dis-used, inhabitable properties.

Capital Gains Tax: This tax is paid on the profits of any property which has been sold to include jewellery, securities, shares and real estate. However, fortunately there are no taxes to be paid on the sale of your principle residence but only on sales of additional property. People who rent their main home are exempt if they sell their second home as well as those who have owned the house for 15 years or more. If a property is sold within two years then it is subject to 33.3% capital gains and this falls by 5% a year and multiplied by an index linked multiplier of the eventual sale price of the property until the 15 years are up. If you have renovated your property or spent money on legal or agency fees the cost of these can be offset against your profits.

Inheritance tax: The system in France is very different to that which you might find in England or anywhere else and it is advisable to talk to a tax advisor BEFORE you buy your property in France to prevent future burdens on your family or partner. Whether you are a resident or not in France you will still have to conform to french succession law and your family will still be liable to pay inheritance duty in France upon your death. It is also important to note that French succession law will not allow for you to leave out any of your children in favour of your spouse and will ensure that they get their share. There are however, a number of different ways to minimise their burden depending on your situation. Below we outline a number of different contracts that can be made. A very popular and useful way of lessening your relatives’ inheritance tax if the tax in France is greater than it would be in your home country is to form an SCI which is a property holding company. The property in question can be divided into shares and these shares can be distributed as you wish with the result that any future inheritance tax on the property will be subject to the laws in the country in which you are a resident. It is also a good solution for those in a complex family situation living with people who are not members of their family. Shares can be freely given to a partner or children whereby inheritance tax will be avoided if done at least 10 years prior to death of the owner of the shares. For married couples who wish their half of the property to go to the surviving spouse then the “clause tontine” is a good option. It is like a joint tenancy agreement and essentially suspends the ownership of the property until either spouse dies so that the entire property is owned by the surviving spouse. They will, however, still have to pay inheritance tax on half of the property. Another way to ensure that your half of the property in question goes to your spouse is to make a change of the matrimonial regime so that your properties are no longer separated. You must have been married for at least two years and prepared to pay some legal charges but it will mean that the surviving spouse will only pay 1% tax on the property as “registration duty”. This system can get complicated if there are children involved from current or past marriages as they still retain certain rights to the property and legal advice should be taken. In 1999 a new contract called PACS was also brought in under French law giving certain benefits to same and different sex couples which were not previously available. These inheritance and fiscal rights are not as beneficial as those available to married couples but are certainly an improvement on the previous situation.

Wealth tax: This is a tax levied on assets that exceed 720,000 Euros and covers a wide range of assets to include your property and bank balances amongst other things. If you are resident in France but not domiciled there then you will only be taxed on what you have in France. If domiciled there as well then the tax applies to your entire fortune all over the world.

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Tuesday 27 April 2010

The MLS system explained

Towards the late 1800s, the MLS (Multiple Listing Service) System was created. The CREA (Canadian Real Estate Association) and the NAR (National Association of Realtors) were the original founders of the MLS System, and still today only their members may make use of it. When one broker is given the opportunity to sell a home, he then notifies other realtors who are part of the MLS System to market the home as well.

The MLS system explained is a post from: PROPERTYHOUSE.org


http://bit.ly/9oPkTX

Neighbours, Neighbours, French Neighbours

Came across this blog discussing the plight (or otherwise, you decide) of some expats moving to a French village. The story relates how they had bought a derelict plot of land and have spent the last two years building a house, and are now suffering hostility from the neighbours.

"Perhaps not surprising, as they describe their activities as including long periods of using a mechanical digger, receiving deliveries of building supplies, keeping a noisy guard dog, erecting a seven-foot high surrounding hedge, and claiming they do not work during lunchtime or on Sundays! If it was a British person writing about a French family, doubtless they would have been labelled as neighbours from hell."

It was followed by some good advice: "I think one can draw a number of lessons from this truly sad situation. One of which is clearly that you can not and will not find peace and solitude in a small French village, where typically everyone knows everyone else's business and new arrivals have to make a super-human effort to fit in and slowly become accepted. It is very much about contributing something to the overall life of the community."

Doesn't the same thing happen in the UK? Yes, reminds me of the Neighbours from Hell series on TV!

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Monday 26 April 2010

French Property of the Week: Desirable character townhouse in Eymet

image.php?Id=206651&image_table=tbl_files

Delightful Ancient Townhouse in Historic Eymet, Comprising 2 en suite bedrooms and a garden with swimming pool

It is rare that houses like this come on to the market. With the combination of a good quality renovation, tasteful interior and outside space with a swimming pool in the centre of this historic Bastide town. Viewing is highly recommended. You will be seduced!

Price: 220,000 euros
Location: Eymet, Lot-et-Garonne, Aquitaine
Photos and Details: Eymet Townhouse

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Friday 23 April 2010

Secret: Grab French Property at a Fraction of Its Value ...

There is an interesting article in International Living about Reversion Property in France and the personal experience of a buyer ..... here is an extract:

A viager is a French term for a property sold on a reverse annuity basis. Put simply, anyone in France can sell their property in exchange for a down payment and regular cash installments for the rest of their life while they continue to live in their house or apartment.

When they die, the property is surrendered to the buyer.

Selling en viager allows elderly people to release capital from their homes while still living in them. For buyers, it offers a rare chance to buy a property at a fraction of its market value.

If the owner, for example, dies one month after agreeing to the viager arrangement, the buyer gets the property for the price of a lick of paint.

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Thursday 22 April 2010

Bordeaux Vineyard Land Prices - up or down?

What is the most famous area in the world for Wines? Well Bordeaux (in France) must come close to the top of the list. You might expect land for vineyards in this area would be a good investment. But it is not so straightforward.

The Wine Spectator reports otherwise: here is an extract ....

The word Bordeaux summons images of fabulous châteaus and wines that sell for hundreds, sometimes thousands of dollars. But Bordeaux is also one of the world's largest wine regions, producing an average of 800 million bottles a year. For every first-growth, there are dozens of small farms in appellations most wine drinkers have never heard of.

And over the past two decades, the gap between the price of the region's prestigious vineyards and their less-renowned counterparts has only grown. A new report by the regional Office for Food, Agriculture and Forests looking at changing land prices has found that the five leading Bordeaux appellations account for just 5 percent of the vineyard land in the region of Aquitaine, but represent over 50 percent of its value. Those appellations—Pomerol, Margaux, St.-Julien, St.-Estèphe and Pauillac—exported 10 percent of the wines from the region by volume in 2008 but 50 percent by value.

Since 1991, the value of the area under vine in Pomerol, Margaux, St.-Julien, St.-Estèphe and Pauillac has increased fourfold, to an average price of 800,000 euros per hectare. Set the top five AOCs aside and the average price for a hectare of one of the other 39 appellations is about 34,000 euros, a decrease of 16 percent compared to 1991.

"The market for the leaders is evolving in a very different direction from the rest, as the prestigious appellations are acquired as an investment, rather than for drinking," said the author of the study, Jacky Bonotaux. "For example, a hectare of Pauillac is equal to 12 hectares of Listrac or Moulis [today] compared to 3 hectares some 20 years ago."

A closer look shows that the vineyard prices of some appellations like St.-Emilion, have remained pretty stable over the past 17 years while others, such as Graves or Médoc, have lost a quarter, or even half of their value (though obviously these are appellation averages, not particular parcels). According to Bonotaux, a vineyard of generic Bordeaux was recently sold at an all-time low of 10,000 euros/hectare.

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Wednesday 21 April 2010

About Taxe D'habitation and Taxe Fonciere

We all hate paying taxes and we hate dealing with tax authorities. In France the equivalent to Council Tax is Taxe D'habitation and Taxe Fonciere. Ignorance about these taxes is not a justifiable excuse - so read on.

“Taxe d’habitation” (meaning: French Residence Tax). It is imposed every year on the occupier of a property, in which he/she lived on the 1st January. This means that if you rent your French property out, you won’t pay for this tax but the tenant will have to. Or if you move in in June, for example, the former tenant has to pay for the tax (because he was in the house on the 1st January), unless a private agreement between you both has been made. However, you must keep in mind that provided the property is your second home, even though you don’t live in it on the 1st January, you will have to pay for the French Residence Tax. This is because the tax authority includes properties that are “capable of occupation” and not physically occupied. An interesting thing is that holiday lettings are exempt, but all permanent or semi-permanent stays are liable for the tax. The property being furnished or unfurnished makes no difference. The TV licence (“redevance audiovisuelle”, in French) comes along with the annual Taxe d’habitation. It amounts to €116 a year, for a household, no matter how many television sets you have.

The calculation of the tax is rather complex but in a word it is based on the notional rent a property might achieve (taken into account the condition, size and location of it), without any relation to the actual rent that is paid. The amount of the tax is higher in town than in the countryside. As the formula applied to this notional rent varies with the income the authorities need to raise, the amount of tax will therefore depend on the decisions of the different towns. If you want to check the notional rental value of your French property, you need to ask the local Centre des Impôts Fonciers (Service de Cadastre).

Your property may be exempt from the tax if it is a chambre d’hote or a classified gite. Visit the local mairie to know more about this. The other case of exemption is if you have tried without success to let your property. However, you will have to demonstrate evidence that you have been trying to let it. Lastly, people completely exempt of the tax are those over 60 years, widowed, disabled or infirm (incapable of gainful employment).

The second tax you may have to pay for in France is the “taxe fonciere”, or French Wealth Tax. It is also an annual tax, but imposed on the owner of a property (not on the occupier). Whether it is occupied or rented out makes no difference. In case you sell your French property during the year, you have to pay for the whole year, but don’t worry, you can agree with the new owner to share the costs. It is a common thing, provided you mention it in the sale and purchase agreement.

The basis on which it is determined is the same as that of the Taxe d’habitation. Another tax often comes with the Taxe fonciere: the rubbish collection tax (“taxe d’enlevement des ordures menageres”). Some local councils make a separate charge for it, while in some other towns it is funded from the general budget. Here again, the taxe fonciere is higher in towns than in the countryside. Usually you receive the tax demand (Avis d’imposition taxe foncière) during the third quarter of the year and a payment deadline is specified. All types of property are subject to this tax, that is to say residential, commercial, professional and industrial properties. Even land is subject to the tax, but are exempt: agricultural buildings, new woodland planting and properties built before 1989 where major energy conservation measures are undertaken. Two-year-full exemption to the Taxe fonciere is granted to new buildings, additions to existing buildings and rural conversions. There again, some people are exempt from paying for this tax. They are: people aged more than 75, disabled and those who receive the “minimum vieillesse” (which is a pension for elderly people with low income). Lastly, people aged between 60 and 75 benefit from a €100 (or more) reduction. Keep in mind that these exemptions are granted only if the property is your principal residence. Like for the Taxe d’habitation, you can be granted a relief from paying the tax if you are have been trying without success to sell your property.

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Tuesday 20 April 2010

Broadband deals in France

ISPs battle it out for cheapest deal Connexion have published an article about how Broadband has opened up France to a new wave of expats who can now work from France .....

PRICE wars between France's internet providers have produced offers as low as �9.99 a month.

Numericable's latest offer of �9.99 + VAT is for those on RSA (income support) or the allocation d'adulte handicap�. Last year the company began offering a triple package (broadband, phone, TV) at e19.90 - two-thirds of the price of rival Free.

Discount store Auchan and historic phone provider Orange (France T�l�com) have also entered the fray.

Auchan�s "low-cost" triple offer is �27.90, using Numericable�s fibre-optic cable network, with 100 TV channels and free calls to France and its overseas territories.

Orange has launched its D�couverte (discovery) offer, at �19.90 with just broadband - no television or telephone. People taking this up can keep their ordinary telephone landline (at �16 per month) and there is an option to have a livebox for digital TV channels at �3/month. Orange says this is a good opportunity for "people with modest budgets to have access to the internet."

While it is more expensive than other firms, the advantage of D�couverte is that it comes with no strings attached - you can cancel at any time - and under 26s get 10% off the basic price
.
A spokesman for consumer group UFC-Que Choisir said that all this activity was a "really positive sign," as he said they had been expecting to see these kinds of offers get more expensive rather than cheaper, since France already offers cheaper rates than most other countries.

As Free looks to set up in the mobile phone market it is likely that more companies will include mobile contracts in their offers for TV, internet and phonlines.

Bouygues already does with its les-Tout-en-un Ideo package which you can customise online. SFR and Orange which also operate mobile networks are likely to follow.

How to check you're up to speed

YOUR internet speed varies with the way your computer is set up and what type of connection you have but it is always worthwhile checking that you get what you pay for.

Various broadband speed tests are available online - but these can give widely varying results and your broadband supplier will have its own tests (Orange has one called dsltest.exe which you download and then Run). Some computer magazines such as Journal du Net and zdnet.fr offer a more independent option and these are generally run from the page online.

Many internet columnists recommended Dan Elwell's Broadband Speed Test which can be found at http://broadbandspeedtest.net and this gives information on whether your services matches the claims.

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Monday 19 April 2010

French Property of the Week: Charming Brittany Watermill

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Charming watermill and collection of buildings near to the villages of La Cheze and Brehan but situated in a tranquil rural location. Larger towns of Loudeac and Josselin are approx 20mins. A unique collection of buildings dating back to the 1800's and offering numerous possibilities to develop further (subject to planning consent). Sitting in just under 5 hectares of woodland.

Location: Brehan, Morbihan, Brittany
Price: 397,500 euros
More details and Photos: Brittany Watermill

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Friday 16 April 2010

#1 Market in Europe?

Spain has been traditionally the #1 market in Europe for overseas property. However, the downturn in the global economy, the oversupply of property, land grab and Spain's own economic woes has contributed to a huge decline in sales.

France, as reported by 1st for French Property, has become the #1 destination. Property prices have dropped especially in those areas that saw dramatic rises in prices before the crisis.

1st for French Property are recommending the Languedoc-Roussillon on the Med coast for good value. Prices are much more competitive. The region has excellent transport - TGV, many airports and autoroutes. The weather is lovely with over 200 days of sunshine. A very multi-cultural area with many influences making this a delightful area.

For those with renting in mind: this area has very high rental yields during July and August.

Dilly DALIng over Royalties

It is France 1 v Spain 0 in the EU parliament - there is a surprise! The court has been considering Dali's families rights to royalties for art he bequeathed to Spain.

THE EUROPEAN Union’s highest court has upheld a French law that gives five family members of the painter Salvador Dalí the right to royalty payments from the resale in France of art he bequeathed to Spain.

The case before the European Court of Justice centres on the right of artists to share in any increase in its value after the first sale of the work, a perennial bone of contention in the art world. It is often the case that the highest prices are realised long after the artist first sells the work.

Famous for his mind-stretching surrealist images, Dalí died a widower in 1989 and left no children or descendants. While he left five heirs-at-law who were family members, Dalí established the Spanish state as the sole legatee over his intellectual property seven years before his death.

However, the court ruled yesterday that a French law dating from 1920 that limits the beneficiaries of resale royalties to the artist’s heirs and excludes any other legatees was compatible with the directive.

“It is permissible for member states to make their own legislative choice in determining the categories of persons capable of benefiting from the resale right after the death of the author of a work of art,” the ruling said.

While the EU directive aimed to give artists a share in the economic success of their work, it was also designed to remove the concentration of art sales from countries in which resale rights were not already applied.

The EU’s internal market aims to create equal conditions for all market participants in the union. This included legislation that determines the categories of people capable of benefiting from the resale right after the death of the author of a work of art.

Do you think justice has been done? Seems like they got this one right!

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Thursday 15 April 2010

Images of Meze, South of France

Images of Mèze

Check out these lovely photos .... Expatica are looking for more photos

Be charmed by the small harbour, numerous seafood cafés and quaint narrow streets of the 15th century small fishing village in southern France.






Mèze beach on the étang de Thau, an inland lagoon that joins the Canal du Midi to the Canal du Rhône à Sète.


Malcolm Shakesheff / Expatica

We invite all readers to contribute to Expatica's photo story series by sending related photos or videos. You can either send them to photos@expatica.com or add them to our newly-created flickr group at http://www.flickr.com/people/expatica/. All contributed material will be credited accordingly.

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Wednesday 14 April 2010

Capital Gains on French properties?

If you are thinking of selling your French property, you might wonder if you are liable for Capital Gains (impôt sur la plus-value).

If your house in France is your main place of residence, you will be exempt from capital gains.

However, if you are not a French resident, you will be liable unless you have owned your property for over 15 years.

Some building work may be deducted from Capital Gains (extension, conservatory, etc) but you need to be able to prove the work has been carried out by supplying your local notaire with invoices from registered builders.


Small improvement jobs like fitting a new bathroom or kitchen can not be deducted.

Check with your notaire before putting your house on the market. He or she will be able to tell you if you are liable for capital gains or not. If you are, he or she will keep the tax amount from the sale proceeds and pass it on to the tax office!

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Tuesday 13 April 2010

How to market and prepare your Gite in France!

Here is some excellent advice on marketing your Gite in France - what not to do and what to do. Full of excellent advice ....

Those of you with properties in France, I would guess have a corner of your main house with things there to take to France next time we go – that’s fine, provided that those things add something to the property.  But beware of simply taking everything the family no longer needs such that your holiday home takes on the atmosphere of a car boot stall.  We know one holiday home whose kitchen cupboard contained 70 (yes, SEVENTY) glasses of all sizes, shapes and patterns. The house slept six.

So go for minimalist – think ease of cleaning (more of the caretaking, later) and appropriate – and if that means searching UK chain stores for some of their French inspired furniture and nick knacks, well we won’t tell if you don’t.  The days of being able to get away with shabby chic are over and contents need to reflect what the guests want and even if that means providing some things you don’t personally approve of.

When choosing a property and leafing through brochures or browsing internet sites, the lack of an amenity the family prefers to have helps refine the decision process – so no matter how lovely the holiday home, how blue the pool, if UK TV makes the difference then a property without it  would go on the “no” pile without further ado.  Equally lack of dishwasher makes the difference for some people.  If we had to choose between the facilities of a dishwasher OR washing machine, we would provide a dishwasher – not a lot of owners understand that!

Keep it simple – you don’t need to agonise over colours, lovely pale walls give that “Provençal” feel to a French home, set off the contents a treat and can be quickly refreshed when required.  How ever many the property sleeps, then allow that number plus two for china and glasses.  When purchasing them, try and buy more at that moment and keep them locked away for use after the (inevitable) breakages thus extending the lifespan of your matching sets, which look ten times better than a motley collection of various colours, shapes and sizes. 

The difference to the “wow” factor you are aiming for when your guests arrive is made up of attention to detail like that …

Bedding needs to echo the simple elegance you are aiming for in the rest of the house, but another bit of attention to detail – no need to push the boat out with top quality 100% cotton which your caretaker will swear over as they attempt to iron and which will never be really “crease free.”  So poly cotton minimum iron is fine, but again, neutral pattern if any pattern at all, NOT hand me downs from the family well used already and with three sets per bed to allow time for washing and ironing (yes, it does rain in France sometimes).  Another budget saving tip – don’t supply towels – difficult to keep fluffy and pristine, they may get misused and really most people expect to bring their own.  Pillows – need not be expensive, but certainly should be replaced each season to keep them fresh.  And don’t forget mattress covers - with a spare.

The grounds and garden should continue the simple but good theme and your local caretaker can help enormously here.  You need a reliable local presence all year round caretaking your property, and they should really come to the fore if you are aiming to let the property for holidays.  The garden planting can aim to present the right external atmosphere just as much as appropriate contents do that on the inside, and of course it is the exterior which the guests will see first on arrival.  So, no fussy hanging baskets which can quickly be tired if they don’t receive frequent watering, but again appropriate plants and if they can give that “Mediterranean feel” so much the better, with lavenders, box, bay trees - classic French chic appeal with the effort in their choice rather than their upkeep!

Do you need your caretakers to meet and greet your guests?  Not necessarily, you can provide a key safe on the exterior and give your guests the code when they pay the final balance for their holiday.  Taking the place of a personal welcome should be a note from the caretakers propped up perhaps on a bottle of wine to welcome the guests, and that together with a well put together housekeeping brochure for the property can give the same “welcome” feeling:  the most important thing is to include in the file of how it all works, the contact details of your local caretaker in time of need.  Once again, time and effort on the housekeeping file can save you money – how to re-set the

boiler when it trips out may save you the cost of your caretaker needing to turn out in person.

So – your property is well presented, the garden is spruce and reliable local caretaking is in place - but you need to tell the world it is available!  Some of the preparations you have made may be such that you advertise the property BEFORE the garden or the contents are completely finished, in which case you must ensure that what you promise in your advertising really IS in place by the time your guests arrive.  The only surprises the guests want is to discover that the photographs did not do the property justice rather than that they mislead!

Appropriately marketing the property means ensuring that it does what it says on the tin – that what you advertise is what it provides.  It can be a simple small cottage in rural France which is marketed to appeal as a French idyll and as long as it is warm and cosy and even cute then it will fulfil its’ promise and provide the holiday your guests hoped for, with personal recommendations for your future bookings.  Agonising over what you provide goes with the territory, when you remember that holidays are dreams for people working hard all year, but presenting the property to its true potential needs to stop short of misleading. 

We once were asked to look after a property whose advertising promised an “open terrace” for relaxing barbecues.  When we tried to match up the photographs on the website with the property itself, we realised the road outside the front door had been air brushed and it was being described as that open terrace.  We politely refused to handle the property!

The flip-side of this is to choreograph your photographs to ensure they do show off the property to its best.  Make up the beds with your carefully chosen bed linen, dress the dining room table with attractive china and a bottle of wine, put flowers on the sideboard – and make sure you have photographs of the garden at its summer best.  It’s amazing how many people start organising their advertising in October and only then realise they have no photographs of the garden in summer...

Price your property so that it is good value, and maybe deliberately have a changeover day which is NOT a Saturday to give guests a chance of arranging their travel at much cheaper off peak times – we have properties on our books with changeovers ranging from a Thursday through to a Monday and none of them suffer as a result, quite the reverse in fact, not surprising when you realise that a ferry fare on a Thursday night can be several hundred pounds cheaper than on a Friday or Saturday.

Spread your advertising over some internet sites – start with us on Guide2MidiPyrenees, it’s great value for the exposure you have - and then start thinking outside the box .. handouts in your own local home area with perhaps a discount for people you have contact with .. the local Health Centre, the dentist, local solicitors .. the intranet where you work .. see what I mean?

Sally Stone

CEO Les Bons Voisins

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Monday 12 April 2010

French Property of the Week: Bargain Stone Village House

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From our new agency based in Quillan, Languedoc-Roussillon shows that bargains can be found on the Med Coast! Terraced stone village house with courtyard, close to the village centre. Dining room with fire place 15m2, kitchen 16m2, conservatory 14m2. 1st floor; 2 bedrooms 20,9m2, shower room 6m2, wc and attic. This house just needs someone with a bit of taste and to re-organise the rooms and put thier own mark on the house. Great holiday home to lock up and leave.

You need to move fast on this one .....

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Friday 9 April 2010

Big Tax saving in France on Renovated Property

HomesGoFast.com report "French property tax law has changed and may boost French property sales that include real estate that is need of renovation.

 

Non-professional private individuals who are not registered for TVA will no longer be subject to TVA @ 19.6% (French equivalent of VAT in UK taxed @ 17.5%) when they sell a property which they have extensively renovated themselves (i.e. more than 70% of the construction is new), or transformed a barn into a home changing its designation therefore creating a new home, or built their own home from scratch."

This is encouraging news for DIY projects. It should help to invigorate property sales in France.

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Part renovated property in the Midi-Pyrenees

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Thursday 8 April 2010

Bruni - We have turned the corner ....

"We have turned the corner" - seems a strange remark that could be interpreted a number of ways! What do you think?

Here is the story ....

Carla Bruni-Sarkozy on Wednesday dismissed as "insignificant" rumors of infidelity by her and her husband, French President Nicolas Sarkozy, and brushed off theories that lies were planted in a plot to bring down the glamorous couple.

She said in an interview with Europe 1 radio that she and Sarkozy "have turned the page" and suggested the media to do the same.

The rumors started in early March by appearing on the blog of a French Sunday newspaper. The rest of the French media initially took a don't-touch approach, even though some foreign newspapers, notably British, published the rumors. They alleged that both the first lady, a former top model, and the president were having affairs.

The reports made headlines in France last weekend with interviews by Sarkozy's lawyer and a top aide close to the first lady who both held out the possibility that the rumors were part of a plot aimed at "destabilizing" the presidential couple.

But on Wednesday, Bruni-Sarkozy said: "For me and my husband these rumors are insignificant. ... There is no plot. There is no vengeance. There is nothing. We have turned the page."

Sarkozy's whirlwind romance and marriage in February 2008 to Bruni-Sarkozy, who is now a popular singer, has been closely watched. It is his third marriage and she, in her younger years, famously dismissed monogamy as untenable. Sarkozy married Bruni after an embarrassing public separation and divorce from Cecilia Sarkozy.

In the face of the rumors, the couple have portrayed themselves as tenderly united. They were often seen holding hands during a trip last week to the United States that included a private dinner with the Obamas at the White House.

Bruni-Sarkozy spoke of her husband with devotion on Wednesday, saying his job was not to fight back tawdry rumors but to work for the French.

The company which owns the Sunday paper, Le Journal du Dimanche, filed a legal complaint on March 25 for the "fraudulent introduction of information in a computer system," which is against the law in France. The paper did not print the blog in question and the company which owns the paper, Hachette Filipacchi Medias, sought to determine who was responsible for the rumor.

The Paris prosecutor's office said Tuesday that, following the complaint, judicial police are investigating to determine the source of the rumor.

Bruni-Sarkozy denied press reports that the French president pressured Hachette Filipacchi Medias to take legal action. Hachette Filipacchi is a subsidiary of the Lagardere group, which is headed by Sarkozy's good friend, Arnaud Lagardere.

That action "does not concern us at all," the first lady said. She also denied reports that a separate investigation ordered by the presidential Elysee Palace had been launched.

Finally, she denied what has turned into the latest headline grabber in the saga — allegations that ex-Justice Minister Rachida Dati planted the rumors. The glamorous Dati, close to Sarkozy's former wife Cecilia, fell out of favor after his marriage to Bruni and as criticism mounted about her handling of the ministry.

In a statement, Dati, who now serves as a lawmaker in the European Parliament, denied the allegations. The first lady said it was just a rumor, "so I don't believe it." Dati "remains our friend," she said.

"I came here to ... avoid that this affair which has no importance takes on proportions that I find ridiculous," Bruni-Sarkozy told Europe 1. Since she and her husband have turned the page, she said with a nervous laugh, "I came simply to suggest that (you) turn it."

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Wednesday 7 April 2010

The Angels are on your side in France

Love the lifestyle in France but how are you going to earn a crust? French entrepreneur's are encouraging new startups ... read on

Marc Simoncini, Founder of Meetic.com

There's a new trend in the French startup ecosystem: the rise of so-called superangels, often highly successful entrepreneurs themselves, who pool together funds and resources, and invest in the early stages alongside VCs.

This is obviously a good thing.

France doesn't have a great reputation as a startup hub, and part of the reason is a lack of early stage financing, especially early stage financing from really experienced investors with an appetite for risk.

These new superangels all have very successful track records as entrepreneurs and business angels, have built companies that are the leaders in their markets, and are determined to take risks in the early stage and make it work.

Meet France's New And Awesome Super Angels >

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Tuesday 6 April 2010

French Property of the Week: Character Stone Cottage in Brittany

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Stone Cottage in small hamlet close to the town of Ploeuc sur Lie with all local amenities. Many character features remain throughout and the property offers a warm ambiance and charm. Deceptively Spacious.

Garden area of 878m sq with lawn

Ideal holiday home

Majority of furniture is included

Price: 83,740 euros
Location: Ploeuc sur Lie, Cotes-d'Armor, Brittany
Details and more photos: Brittany Stone Cottage

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Friday 2 April 2010

French inspiration? Gardens to Explore

Came across this post - attracted by memories of beautiful colours that pervade the French countryside. One of my most richest experience is sample the vivid colours of lavender in Provence - fields and fields of them (not forgetting the fragrance that seems to carry for miles. Anyway enjoy the article ...

Flowers and France go together like Claude Monet and beautiful paintings, and lovers of beauty the world over make a pilgrimage to Monet's restored garden near Paris. All gardeners are artists as they arrange color and texture on the palette of the landscape but Monet was a genius with color — and his combinations are easy to imitate in your own garden or even in a single container.

I confess to being obsessed with all things French as we prepare to lead a tour to Paris, Provence and the French Riviera this September, and we won't just be drawing inspiration from Monet's garden on this adventure tour. We'll also see the formal gardens of Versailles, the funky gardens near the French Riviera and visit wineries, hillside gardens and a château in sun-drenched Provence — the area where so many other great artists drew inspiration from the sunlight.

If you can't join us in France, use these tips to bring some French style to your own garden:

1. Paint like Monet with color.

Monet planted bright red and deep pink geraniums together in curving flower bed in front on his home. The pink color matched the color of his house, and the deep green of the geraniums foliage was the same shade that he painted the wooden shutters and house trim.

Take-home idea: Match the colors of your blooming plants to the accent paint on your own front door or window trim. Don't have any bright colors on your house? Paint your front door bright yellow and add marigolds to the porch or do the trim in eggplant purple and use petunias that exact shade to fill in the flower beds.

2. Use green paint and green foliage to play up color.

Monet knew the power of a dark background, and chose plants with deep green foliage to use in the background of his garden. The heavy green of Italian cypress, the rounded foliage of geraniums and the blue-green of his beloved iris are key to his garden compositions. You don't need a water lily pond to imitate his dreamy garden scenes. Just mix in purple, lavender and pink blooms against a background of green.

3. Let your plants ramble a bit.

A favorite scene from Monet's garden are the pink roses traveling unchecked over the green painted archways that lead to the entrance of the house. Under these rose arches are nasturtiums in orange and yellow with their creeping foliage extending onto the gravel pathway, effectively blurring any hard edges between garden beds and garden paths. Now you can tell people the reason your plants are falling all over the walkways is because you have been influenced by the great Masters of the French Impressionists....blurring the edges to soften the scene is a sign of great French art - not an unkempt garden.

Inspiration from Versailles

The Sun King Louis IV showed off his great wealth and power by controlling the landscape around his palace. Neatly trimmed, geometric, and filled with blocks of blooming color, this backyard was laid out to impress visiting royalty. It is a historical fact that poor Marie Antoinette felt restricted by all the formal design and created a secret garden of her own. Her faux cottage is hidden in the far corner of this great estate. The royal court really thought poor Marie had lost her head - living in a rustic cottage, enjoying vegetables from her own garden and letting vines, roses and wild flowers bloom all over her idyllic garden escape.

Take home ideas: Dwarf boxwood edging walkways or garden beds gives any landscape a formal look - but balance the formality with a hidden corner in the garden to let things go a little wild.

Inspiration from Provence

You don't need to visit Provence to add some French charm to your own garden.

Plant French lavender! This fragrant herb is resistant to drought, deer and slugs. Lavender craves the hot sun that it would find in Provence, so in our cooler climate grow it in a sunny spot, in a raised bed, on a slope or in a rockery with perfect drainage. Do not mulch with compost or back. Use gravel, sand or even oyster shells instead. French Lavender (Lavandula dentatata) is a moderate grower about 3 feet tall.

Paint rusty, metal furniture Provincial blue! One can of turquoise blue spray paint can transform metal folding chairs, planters, metal buckets, even an old mailbox into patio furnishing with the patina of history and country charm. Add shots of bright yellow with lemon marigolds or printed fabric. Provence is as close as your own patio.

Add a window box — to a wall or fence. You don't need a window to hang a flower-filled container to a boring fence line or blank wall. All over France, metal window boxes in the "hayrack" style explode with color from ivy geraniums in shades of pink and red. These are the geraniums that thrive in hot, sunny spots even if more heat is reflected off of buildings. Wait until May to plant ivy geraniums and you'll enjoy the vibrant colors of the French countryside all summer long and into October.

For information about gardening and Marianne Binetti's tour to France, see www.binettigarden.com.

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Thursday 1 April 2010

Asterix's home village is uncovered in ...

The buried remains of a large and heavily defended Iron Age settlement at the precise Breton spot where Asterix's creator, Rene Goscinny, located his hero's well-fortified home village, have been found by an Anglo- French team.

Excavations at Le Yaudet (derived from the Gallo-Roman word for 'tribal centre') near Lannion, show that the settlement covered 10 acres and was defended by a massive bank and ditch.

Incredibly, the fortified village is almost exactly as described in the 33 Asterix books. Goscinny was not aware of the existence of this real Asterix village when he wrote his stories in the Sixties and Seventies, but he had only one major detail wrong - the shape of the defensive palisade. The fortifications - 50ft from top of bank to ditch bottom - are straight, not curved as depicted in the Asterix books.

But Goscinny and his artist colleague, Albert Uderzo, got the location spot on - in the right locality, on top of a high cliff on a promontory overlooking the Channel.

The archaeological dig has also borne out Goscinny's claim that Asterix's village was never stormed by the Romans or occupied by Roman soldiers. It seems the 'tribal centre' merged quietly and peacefully into Gallo-Roman society.

So far the excavations - directed by Oxford University Professor Barry Cunliffe and Dr Patrick Galliou, of the University of Brest - have yielded substantial quantities of Asterix-period pottery, and Celtic coins bearing the image of wild boar, the favourite food of Asterix's friend Obelix.

And near by are some rare Iron Age menhirs (standing stones) of the precise size favoured by the indomitable Obelix whose job as a menhir delivery man has added a certain academic weight to the books.

Archaeologists suspect the real Asterix village was the seat of the local chieftain, though whether his name was actually Abraracourcix, as in the French editions of the books, is, of course, open to question. He ruled over part of a Celtic tribal confederacy known as the Osismi.

Archaeological work at a second Breton site has yielded evidence confirming the importance - emphasised in Goscinny's books - of lyre playing in Asterix's tribe.

At St Symphorien Paule - possible headquarters of the Osismian king - has been found a 2ft stone statue (complete with lyre) of what looks like Asterix's tribal bard Cacofonix - loved by one and all as long as he does not sing.


View full article here

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